Effective Date: November 2017
ACCESS TO THIS WEBSITE
To access this website or some of its resources, you may be asked to provide certain personal details or other information. As a condition of your use of this website, all information that you provide on this website will be correct, current and complete; if we believe that it is not, SafetyWing has the right to refuse you access to this website or any of its resources, and to terminate or suspend your access at any time. In addition, certain other services of this website, such as applying for coverage, may be governed by additional or different terms and conditions. You should carefully review those terms and conditions as they are presented to you.
RESTRICTIONS ON USE
You may use this website for only for your internal purposes. You may not use this website or any of the content, defined below, contained on it for any other purpose, including any unpermitted commercial purpose, unless we provide our prior written consent to such use. Uses requiring our prior written consent include the following, without limitation:
- co-branding this website;
- framing this website;
- using any robots, scrapers, data mining tools, or any similar device, tool, software, or process;
- hyper-linking to specific product or coverage information; or
- reselling or remarketing the content, as defined below.
"Co-branding" means displaying a name, logo, trademark or other means of attribution or identification of any party in a manner reasonably likely to give a user the impression that the other party has the right to display, publish or distribute this website or its content. You will cooperate fully with SafetyWing in causing any unpermitted or unauthorized activity of yours or a third party authorized by you to cease immediately. To the extent that such unpermitted or unauthorized use continues after notice from SafetyWing, you agree to pay or reimburse SafetyWing for any and all costs associated with ending or terminating such use.
The material and content accessible from this website and any other website that SafetyWing owns, operates, licenses or controls (the “content”) is the proprietary information of SafetyWing or the party that provided the Content to us, and SafetyWing or such party retains all right, title and interest in the content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted or transmitted in any way without the prior written consent of SafetyWing, except that you may print out a copy of the content solely for your own personal use. In doing so, you may not remove or alter, or cause the removal or alteration of, any copyright, trademark, trade name, service mark or any other proprietary notice or legend appearing on any of the content. Modification or use of the content, except as expressly provided herein, may violate SafetyWing. Neither title nor intellectual property rights in the content are transferred or licensed to you by this agreement or your access of this website. Certain information provided to you by SafetyWing through non-public portions of the website may be confidential or trade secret information. You may use or disclose such information only to the extent necessary for the purposes it was disclosed to you. When reasonable, you must return or destroy such information when you have fulfilled such purpose.
In consideration for enjoying the use of this website, you hereby grant to SafetyWing the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display all stories, anecdotes, “Smiles,” content, remarks, suggestions, ideas, graphics, inventions, methods, process, algorithms or other information communicated to SafetyWing through this Website (collectively, the “submission”), and to incorporate any Submission into other works in any form, media or technology now known or later developed. SafetyWing may use any submission in our business (including without limitation, for products or advertising) without incurring any liability for royalties or any other additional consideration of any kind, and will not incur any liability as a result of any similarities to the submission that may appear in future SafetyWing operations.
SafetyWing cannot and does not guarantee or warrant that any files available for downloading from the Internet are free of viruses, worms, Trojan horses or other code that may have contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for security, for accuracy of data input and output, and for maintaining a means external to this website for reconstructing lost data. SafetyWing does not assume any responsibility or risk for your use of the Internet. USE THIS WEBSITE AT YOUR OWN RISK. EXCEPT AS MAY BE EXPRESSLY STATED IN OTHER APPLICABLE TERMS AND CONDITIONS OR SIMILAR AGREEMENT, THE CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT ANY FUNCTIONS OR CONTENT CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE OF THE CONTENT OR RESULTS THEREOF IN TERMS OF ACCURACY, RELIABILITY OR OTHERWISE EXCEPT FOR THE PERSON AND/OR FOR THE USE INTENDED. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND WE MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT TOKIO MARINE HCC - MIS GROUP, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS WEBSITE OR THE CONTENT. WE MAKE NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT. All of the information in this website, whether historical in nature or forward-looking, speaks only as of the date the information was posted on this website, and SafetyWing does not undertake any obligation to update such information or to remove such information from this website, if it is not or is no longer accurate or complete.
LIMITATION ON LIABILITY
TO THE EXTENT PERMITTED BY LAW OR REGULATION, SAFETYWING, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, INSURANCE PARTNERS, OFFICERS AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES THAT RELATES IN ANY WAY TO THE USE OF SAFETYWING´S WEBSITE. TO THE EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COLLECTIVE LIABILITY OF TOKIO MARINE HCC - MIS GROUP AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID TO TOKIO MARINE HCC - MIS GROUP FOR THE APPLICABLE CONTENT OR SERVICE OUT OF WHICH LIABILITY AROSE.
Trademarks, service marks and logos appearing in this website (collectively, the “marks”) are the property of SafetyWing or the party that provided us the marks, and we or such party retain all rights with respect to such respective marks. No rights in any marks are granted to you by this agreement or your access of this website.
INFORMATION YOU PROVIDE
Legal Disclaimer and Notice of Copyright
Proprietary Rights © Copyright 2017, Safety Nest Inc.
While Safety Nest Inc. (the "Company" or “SafetyWing”) provides the information on this website to anyone, we retain copyright on all text and graphic images. As such, one copy of the contents of this website may be viewed, copied and downloaded for your own personal non-commercial use, provided that this Legal Disclaimer and Notice of Copyright appear in all copies. The contents of this website may not be modified or used in any manner other than as expressly permitted by the immediately preceding sentence, including without limitation, utilization by reference or the establishment of a link, without the prior written consent of SafetyWing. SafetyWing reserves the right at any and all times and in its sole discretion to change the content of this Website and the products and services referenced hereon. SafetyWing reserves all other rights. SafetyWing logo are service marks of SafetyWing. Other product and company names referenced herein may be the service marks of their respective owners.
Disclaimer of Liability
SafetyWing maintains this website as a service to the internet community. The information contained on this website is subject to change without notice and SafetyWing assumes no commitment to update the information contained herein. You hereby acknowledge that any reliance upon such information shall be at your sole risk. This service and all such information is provided on an "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. IN NO EVENT SHALL HCC BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES OF ANY KIND WHICH MAY ARISE OUT OF ANY PERSON'S ACCESS OR INABILITY TO ACCESS THIS WEBSITE OR RELIANCE ON THE INFORMATION CONTAINED ON THIS WEBSITE. The world wide web exists across public networks, many of which are insecure. SafetyWing cannot guarantee the security of the in-transit information. SafetyWing disclaims any and all liability for interception by unauthorized persons and for any computer viruses that may be loaded into your computer as a result of the downloading of any information from this or any other website. The descriptions of products and services contained on this website are intended to provide a reference guide to the types of products and services offered by SafetyWing and are not intended to be relied upon by clients or business partners. Some products and services referenced on this website may not be available in all areas. Please contact us directly if you wish to obtain specific information concerning the products and services referenced on this website. All links and frames of this website to third party sites are provided as a convenience only. SafetyWing does not control or endorse the information and content contained on any such sites, or their sponsors. SafetyWing is under no obligation to maintain any link on this website and may remove any such link at any time in its sole discretion for any reason whatsoever.
Disclaimer of Endorsement
All links and frames of this website to third party sites are provided as a convenience only. Tokio Marine HCC – MIS Group does not control or endorse the information and content contained on any such sites, or their sponsors. Tokio Marine HCC – MIS Group is under no obligation to maintain any link on this website and may remove any such link at any time in its sole discretion for any reason whatsoever.
Disclaimer of Privacy
Except as otherwise provided herein, by providing information through the use of this website (such as inquiries, comments, suggestions or ideas) to SafetyWing, the visitor agrees that such information is provided on a non-confidential basis and that SafetyWing shall have unlimited rights to use (or not use), distribute (or not distribute), reproduce (or not reproduce), and disclose (or not disclose) such information worldwide as SafetyWing deems appropriate, without compensation or acknowledgment of its source. SafetyWing shall be free to use any ideas, concepts, know-how or techniques contained in any information a visitor provides SafetyWing through this website.
Should you have any questions or comments about our privacy policies or practice, please direct them to the SafetyWing at email@example.com
This website is controlled and operated by SafetyWing from its offices within the state of California, United States of America. SafetyWing makes no representation that materials on www.safetywing.com are appropriate or available for use in other locations. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws.
The information contained on this website is not an offer to sell or a solicitation to buy any security. No security is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.
Should a court of competent jurisdiction hold or find any portion or provision of any of the disclaimers appearing hereon illegal, non-enforceable, or invalid the remainder of the disclaimer or disclaimers shall remain in full force and effect in that case and in all other cases.
SafetyWing is an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, sex, religion, disability or national origin. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.